I was inspecting a vacant town house the other day and came across this in the attic. As you can see the roof deck was put on with staples, not 8 D nails, as indicated in the picture. The nail / staple spacing was also 12 inches and not 6 inches, as indicated. This is another in a long line of fraudulent wind mitigation inspections done in Miami Dade County. A credit would have been issued on this home based on that report. If a re-inspection had been done those credits would have been taken away.
When homeowners base their insurance premiums on credits from these inspections, it could meant he difference for them of being able to afford the home or not. An increase of $600.00 or $800.00 per year could force someone to no longer be able to afford that home.
It is important to makes sure that your inspector be educated and not just working for the insurance agent and the money on these inspections. No only did this inspector put the homeowner at risk, he put the insurance carrier at risk, as well as himself if there ever was a claim.
Posted by Bill Siegel Florida Home Inspection Team Inc.